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  Uttar Pradesh House Tax Calculation-:   House Tax is calculated on Carpet area Carpet area = Covered area - 20% of Covered area Covered area is written on नक्शा given by MDA For Residential-: eg-: House Super area = 2200 sqft Note-: There is 20% difference between super area & covered area so, covered area = 2200 - 20% of 2200  covered area = 1760 sqft ~1800 sqft ( approx.) Note-: Carpet area is 20% less than Covered area so, Carpet area = 1800 - 20% of 1800    Carpet area = 1440 sqft Case 1: If you are living in that house, then 25% की छूट  27,000 - 25% of 27,000  =20,250 House tax of 1 year = 15% of 20,250                                  = 3038 Rs per year Case 2: If house is given on rent then there is no discount of 25% = 27,000 + 25 % of 27,000 = 33,750 House tax of 1 year = 15 % of 33,750                                  = 5063 Rs per year For Commercial Property-:  Let Carpet area = 1000 sqft Case 1 -:  If Parking is there, then there is 2% discount = 1,35,000 - 2% of

  Type of Loan-: Home loan Vechicle loan Personal loan Credit loan Home loan and Vechicle loan-: They are easy to recover for bank If person who has taken loan is dead, then Bank first contact death person family members and try to recover from them, if they don't give then bank sell death person गिरवी रखी  हुई चीज को  Personal loan and Credit loan-: Difficult to recover for bank उतराधिकारी does not need to pay the loan of death person, like son does not need to pay loan of his father

  Tiles Type-: Ceramic Porcelain Glazed Unglazed Vitrified Soluble salt Double charge Full body Nano polish PGVT/GVT Laminum Rustic/Wood & Sugar finish Vitrified tile-:  Water absorbtion ratio less than 0.5% Used in mall, airport, shopping complex, living room, lobby, interior & exterior floor Life 10 to 15 year Used in place of marble and granite in today times Type of Vitrified tile-: 1) Soluble salt-:   Used in bedroom, drawing room, living room, Kitchen 2) Double charge-: Used in both interior & exterior  3) Full body type-:   Expensive tile Used where we want to show groove Long life ( 20 to 25 year ) Used in interior & exterior finish 4) Nano polish-:    It is Dust replent & anti bacterial 5) Laminam tile -:    Used in exterior wall elevation size 3m by 1m Light weight Costly Price ( 150 to 250 ) Rs per sqft Price of tile according to their size -: 12" by 12" ---   20 Rs per sqft 12" by 24" ---  (30 to 52) Rs per sqft 2' by 2'   

  False ceiling are of three types -:         1) PVC         2) POP         3) Gypsum Note-:  a)  If you are making POP False ceiling then, area over which you are making it, there should not be water logging नमी              b) POP false ceiling thickness (12 to 16) mm             c) Ducting and false ceiling gap -- 3 inch or 4 inch For POP False ceiling, following Companies materials are best-:     1) Gyproc     2) Armstrong     3) Shera     4) USG Boral     5) Gypcore Materials Used In POP False ceiling -: 1) Fastner - It should be of 8 mm , 4" and of LT or Tiger company 2) L key ( ल पत्ती ) -:    ( 15 to 18 ) Kg bundle should be used  50 piece comes in 10 kg whose cost is 950 rs   L key --- 7 or 8 inch ke gap par lagani chaiyye 3) Channel -:   Company should be Prime or buildwell, 25 piece comes in ( 15 to 18 ) Kg bundle Channel are of different types-:                 a) Cross channel - 925 rs ---- 8 foot लंबाई  ----800 g                b) Main channel - 1 piece 60 rs ---- 8